Personal Injury Vs Bodily Injury: What’s the Difference?

Personal Injury Attorneys » Personal Injury Claims » Personal Injury Vs Bodily Injury: What’s the Difference?

Bodily Injury Insurance Coverage After Accident

You often hear the terms “personal injury” and “bodily injury” when a person is hurt or was involved in an accident. While some people use these terms interchangeably, they actually have different meanings. So, what is personal injury, and what is bodily injury?

Here’s what you need to know about the legal definitions and implications of both.

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    “Bodily injury” is often used in criminal court cases when referencing a crime victim’s injuries. For example, a person who was the victim of assault or other violent crime may have suffered bodily injuries as a result of the attack.

    Also, in an insurance context, bodily injury is a form of insurance policy that compensates victims of an accident through the at-fault party’s coverage. However, it is also a broad term used to describe physical injuries to a person.

    In contrast, “personal injury” is most commonly used in civil cases. The term includes all the costs a victim sustains after an accident or wrongful death, including both physical and emotional damage. The big difference is the type of damages you can recover in a personal injury claim, including non-economic damages.

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    Bodily injury refers to physical damage to a person’s body, including:

    • Cuts, scrapes, lacerations
    • Bruises
    • Burns
    • Broken bones
    • Internal bleeding

    Bodily injury is a more limited term than personal injury and may imply physical injuries sustained by another person or in an accident.

    Determining The Difference Between Personal and Bodily Injury

    Personal injury is an element of civil law. By filing a legal claim, victims of accidents can legally claim compensation for:

    • Medical bills for physical injuries
    • Rehabilitation costs
    • Property damage
    • Lost wages
    • Mental and emotional distress
    • Pain and suffering
    Accident victims should never have to pay medical costs out of pocket.
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    Some common types of personal injury claims include:

    • Car accident claims
    • Truck accident claims
    • Motorcycle accident claims
    • Pedestrian accident claims
    • Slip and fall claims
    • Defective product claims
    • Medical malpractice claims

    A personal injury claim compensates victims of accidents or social wrongs, like defamation of character. In these types of cases, the plaintiff is the person who is injured, while the defendant is the party who the claim is brought against.

    man taking a photo of a traffic accident involving a car and motorcycle

    No matter what type of injury you suffer after an accident in Las Vegas, Nevada, it’s essential to work with a qualified injury attorney to help you navigate the complex process of recovering damages. The insurance company you’re up against is well versed in different tactics to ensure they pay the lowest amount possible. A lawyer can fight and advocate for you to ensure you get the maximum amount for your losses.

    Consider hiring a lawyer who can use their expertise to get you the compensation you deserve. Schedule your free consultation with one of our experienced Las Vegas attorneys today to get started.

    Call (702) 382-0000 for a Free Consultation

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    Adam S. Kutner

    Adam S. Kutner Personal Injury Lawyer

    With more than 31 years of experience fighting for victims of personal injury in the Las Vegas valley, Attorney Adam S. Kutner knows his way around the Nevada court system and how to get clients their settlement promptly and trouble-free.

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