Adam S. Kutner, Injury Attorneys · Las Vegas Valley
Las Vegas Taxi Accident Lawyer
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In This Guide
Why Should You Hire a Lawyer for a Las Vegas Taxi Accident Claim?
You should hire a Las Vegas taxi accident lawyer because the coverage a cab is required to carry here is lower than most passengers assume, and because it is often unclear who you are even claiming against. A taxi crash can involve the driver, the company whose name is on the door, a separate certificate holder who leases the cab out, and another motorist. Each of those is a different route to a different policy.
As a passenger you are almost never at fault, so liability is rarely the fight. The fight is over how much coverage exists and who has to pay it, and that is decided long before anyone talks about your injuries.
How Much Insurance Does a Las Vegas Taxi Carry?
This is the question that decides most taxi claims, and the answer is smaller than people expect. A Las Vegas cab company must keep in force a policy providing at least $100,000 for injury to one person in any one crash (NRS 706.8828).
|
Required minimum coverage |
Amount |
What It Means for You |
|---|---|---|
|
Injury to one person in any one crash |
$100,000 |
The floor for a single injured passenger. A serious injury with surgery and time off work can pass this before the case is close to resolved. |
|
Injury to two or more persons in any one crash |
$300,000 |
Shared among everyone hurt. In a full cab, or where the other driver’s passengers are also injured, this divides quickly. |
|
Property damage in any one crash |
$10,000 |
Covers vehicles and property, not your injuries. |
Those are minimums, not ceilings. Some operators carry more, and finding out early is part of the work. A cab company may also self-insure rather than buy a policy, which is permitted, and it changes who you are negotiating with: the company itself rather than an insurer.
If you are comparing this with figures you have read elsewhere, note that Nevada has two separate regimes for taxis, and the higher figures published in some places come from the wrong one. NRS 706.881 puts counties of 700,000 or more, which includes Clark County, under the Taxicab Authority, and says the provisions giving the Nevada Transportation Authority power over taxicab carriers do not apply there. So the rule for a Las Vegas cab is NRS 706.8828, not the Transportation Authority’s section.
Who Is Responsible After a Taxi Crash?
Working out who is liable for a taxi cab accident is the first real task, and the answer is not always the name painted on the cab. We can help you identify who is responsible:
The driver
is responsible for the conduct that caused the crash.
The certificate holder
is the company holding the certificate of public convenience and necessity that lets the cab operate, and its insurance filing sits behind the cab.
An independent contractor arrangement
Under NRS 706.88396, a certificate holder may lease a taxicab to an independent contractor who is not a certificate holder, with the Taxicab Authority’s approval. The same statute contemplates that driver also working under an agreement with a rideshare company. Which of those applied at the moment of your crash affects which policy responds.
Another motorist
may be responsible where the cab was struck rather than at fault. Then their policy is the primary one and the cab’s coverage may not be in play at all.
A maintenance contractor or parts manufacturer
may be responsible where a brake or tire failure caused the crash rather than driving.
If the driver who caused the crash was impaired, Nevada gives you two things an ordinary claim does not have, and we cover them on our page for victims of drunk drivers.
What Is My Taxi Accident Case Worth?
What your taxi accident case is worth, and what compensation you can claim, depends on the severity and permanence of your injuries, what they cost you in treatment and lost earnings, and how much coverage can be reached. That last part matters more in taxi cases than in most, because the required minimum is low enough that a serious injury can exceed it.
When it does, the question becomes where else the money is. Your own auto policy’s uninsured and underinsured motorist coverage can apply even though you were a passenger in someone else’s vehicle. Another at-fault driver may have coverage. The cab company may carry more than the statute requires. Our guide to the damages available in a Nevada injury claim covers what can be claimed for.
If you are told you share some of the blame, which is uncommon for a passenger but does happen with seat belts, that is not the end of it. Nevada uses comparative negligence (NRS 41.141): you can recover as long as your share is not greater than the other side’s, with your award reduced by your percentage. Our page on how negligence works in a personal injury case goes through it.
Taxi, Uber, and Lyft Are Not the Same Claim
People use the words interchangeably and the claims are genuinely different. A taxi is a regulated common carrier operating under a certificate, with the coverage set by NRS 706.8828 as above. A rideshare vehicle is a private car operating under a transportation network company arrangement, and the coverage available depends on what the driver was doing at that moment: waiting for a request, on the way to a pickup, or carrying a passenger.
That difference decides which policy responds and how much is behind it. If your ride was booked through an app, our pages on Uber accidents and Lyft accidents cover how those claims work. If you flagged the car down or took it from a hotel or airport queue, you were in a taxi and this page is the right one.
If You Were Visiting Las Vegas When Your Taxi Accident Happened
Most people in a Las Vegas cab do not live here, and being hurt a long way from home creates practical problems on top of the injury. You can bring a Nevada claim without staying in Nevada. Treatment started here can continue with your own doctors at home, and we handle the Nevada side from here.
Two things are worth doing before you fly home: get seen by a doctor while you are still here, so there is a record tied to the date of the crash, and get the cab’s identifying information rather than relying on memory.
What To Do After a Taxi Accident in Las Vegas
What matters most after a taxi crash is capturing which cab you were in, because that is what leads to the policy. Four things do most of that work:
- Get medical attention the same day.
A same-day record leaves no gap for an insurer to argue your injuries came from something else, and it is much easier to start treatment here than to explain later why you waited until you got home. If your regular doctor cannot see you the same day, go to an urgent care. - Photograph the cab, including its numbers.
The company name, the cab number on the door and roof light, the plate, and the driver’s posted permit. Those identifiers are how the certificate holder and its insurance filing are traced. - Get the trip record.
The receipt, the meter printout, or the app confirmation if you booked it. It fixes the time, the route, and the vehicle, and it is much harder to obtain weeks later. - Say nothing to any insurer before you have advice.
You may hear from the cab company’s insurer, its own claims department if it self-insures, or another driver’s insurer, sometimes within a day. Send them to us instead.
Stay off social media about the crash while the claim is open. A holiday photograph posted with no context is the kind of thing an adjuster will use to argue you were not as hurt as you say.
Were you hurt in a Las Vegas taxi?
Call (702) 382-0000 and tell us what happened, and which cab company it was. We can start tracing the coverage from that.
Questions After a Las Vegas Taxi Accident
Talk to a Taxi Accident Lawyer in Las Vegas
Tell us which cab company it was, where you were going, and what anyone from an insurance company has said to you so far. Our taxi accident attorneys have stood up for Las Vegas crash victims for more than 35 years, and you reach the same law firm day or night, not an answering service.
This article is for general information only and is not legal advice. Reading it does not create an attorney-client relationship. For advice about your specific situation, talk to a qualified Nevada attorney.
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